Arranging overseas property cover need not be fraught with the complications and difficulties you might imagine. Following are some of the concerns and questions you might want to address in order to secure the holiday home insurance you are looking for:

Overseas

• where is your second home located;

• are you aware of the local customs and conventions, rules and regulations, relating to property insurance in the country where your property is situated;

• is your knowledge of the local language fluent enough to understand the fine print of the overseas property cover insurance documents likely to be drawn up;

• do you rely on a local agent to explain such legal formalities and have you the confidence in that agent reliably looking after your interests in the foreign country;

• in the event of a claim on your second home insurance, are you confident in your own or your agent’s ability to steer a course through the legalities and complexities of reaching a satisfactory settlement;

Cover

• you may be familiar with the conventions of property insurance at home in the UK, but are you confident that locally arranged cover also provides the all-round protection you are after;

• does the local insurance indemnify you against loss or damage to the building itself, including the possible cost of completely reconstructing it in the event of a major disaster;

• are the contents of your holiday home also fully protected;

• what local terms, conditions and exclusions apply to either the building or contents insurance of your overseas property cover;

UK insurance providers

• so far, your quest for overseas property insurance on which you may rely might seem to have raised more questions than answers;

• UK-based specialists in overseas property cover, however, may have all the answers you need;

• they are likely to be familiar with operating in many different parts of the world, including all the most popular European locations for holiday homes;

• typically, such specialists also have the knowledge, expertise and network of foreign contacts and partners to steer a clear path through the intricacies of local property insurance;

• through their network of local partners on the ground, they may ensure that the insurance cover you arrange meets all the requirements in the country concerned;

• yet at the same time, the UK-based specialist is able to explain to you, in your own language, exactly what is required and how a chosen insurance policy meets both those local requirements and your own demands for adequate cover;

• what is more, in the event of a claim under such overseas property cover, you may be confident in dealing throughout with an English-speaking UK-based provider as you pursue the settlement of your claim.

Looking for Overseas Holiday Home Insurance? Click on a flag to request a No Obligation Quote from Intasure
Austria	Egypt	Italy	Netherlands	Spain
Belgium	Estonia	Latvia	Norway	Sweden
Bulgaria	Finland	Liechtenstein	Poland	Switzerland
Cape Verde	France	Lithuania	Portugal	Tunisia
Cyprus	Germany	Luxembourg	Rep. of Ireland	Turkey
Cyprus (North)	Greece	Malta	Romania	UAE
Czech Republic	Hungary	Monaco	Slovakia	United Kingdom
Denmark	Iceland	Morocco	Slovenia

 

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