Finding the right French property insurance can be complicated by the fact that French insurers typically offer considerably more restricted cover than their UK counterparts. If that is the case, then the standard cover you are being offered from the local agent in France might not meet the required level to give the full protection you want for your second home there.

One of the ways of getting around such potentially expensive under-insurance is to consult an insurance provider based in the UK, but with specialist experience in arranging cover for Britons with second homes in France. Some of the advantages of buying your French property insurance from a UK provider are:

• you are more likely to get the cover you actually need, rather than the pared-down level of financial protection typically provided by French insurers;
• advice and guidance in your own language, together with policy documents that are also written in English;
• the opportunity to tailor your insurance cover to suit your needs and the particular circumstances of the property (is there a swimming pool, or other structures, that need to be insured, or do you employ people for whom you want the protection of employers liability cover, for example); and
• if the need should arise, the reassurance of an English voice on the line if you call to report a claim.

Finding the right French property insurance, therefore, might be considered an important element in owning a holiday home there, but need not prove as complicated as it first seems.

Looking for Overseas Holiday Home Insurance? Click on a flag to request a No Obligation Quote from Intasure
Austria	Egypt	Italy	Netherlands	Spain
Belgium	Estonia	Latvia	Norway	Sweden
Bulgaria	Finland	Liechtenstein	Poland	Switzerland
Cape Verde	France	Lithuania	Portugal	Tunisia
Cyprus	Germany	Luxembourg	Rep. of Ireland	Turkey
Cyprus (North)	Greece	Malta	Romania	UAE
Czech Republic	Hungary	Monaco	Slovakia	United Kingdom
Denmark	Iceland	Morocco	Slovenia

 

Related Posts

• French property insurance: the basics
• A place of your own – French property insurance
• Terms and conditions of your French property insurance
• Finding French property insurance
• French property insurance