Holiday Home Insurance and Second Home Insurance
Protecting your holiday home either overseas or in the UK is a vital way to protect your investment. Choosing a UK insurance product means that you will have peace of mind, when it comes to having to make a claim.Selecting the "get a quote" button will direct you to Intasure.
German holiday home insurance at a glance
There are a number of elements common to the typical form of German holiday home insurance:
- buildings insurance – as you’d expect with more or less any type of property insurance, a core component of that for your second home in Germany is the protection of the structure and fabric of the building itself. Perils such as natural disasters, fire and burst water or oil pipes could leave you with especially hefty bills, potentially calling for the reconstruction of the dwelling;
- contents insurance – one of the beauties of owning a home away from home is just that; your ability to decorate, furnish and stock it with your personal effects and possessions. Contents insurance typically helps to protect your valued holiday possessions against theft, loss and damage;
- public liability insurance – as the owner of the dwelling and any land that comes with it, you could also find yourself liable for personal injuries sustained by third parties or for loss or damage to their property. Adequate holiday home public liability cover should help to indemnify you against any such claims;
- employer’s liability insurance – a particular type of third party claim could arise from any staff you employ to help look after your home. In certain cases, it might be a legal requirement for you to have such cover. If you employ anyone in connection with the property, therefore, you might wish to ensure that employer’s liability is included in your German holiday home insurance.
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