Holiday Home Insurance and Second Home Insurance
Protecting your holiday home either overseas or in the UK is a vital way to protect your investment. Choosing a UK insurance product means that you will have peace of mind, when it comes to having to make a claim.Selecting the "get a quote" button will direct you to Intasure.
Some overseas property cover basics
You may, from time to time, have heard horror stories of the experiences that some people may have had when purchasing property abroad. The good news is that while you hopefully haven’t experienced the same yourself, finding appropriate overseas property cover may be a whole lot easier.
There may be a couple of points that you might wish to bear in mind when searching out second home insurance cover.
Employers liability cover
If you rent out your holiday property then you may have no alternative other than to use someone local to clean your property prior to the arrival of quests and possibly act as a liaison point and key holder.
If that person, for example, trips on a loose tile and breaks their leg while carrying out their duties for you, they may decide to sue you for damages.
In that situation, employers liability cover, as part of your overseas property cover, may provide you with financial protection.
Public liability cover
This type of cover typically provides you with financial protection against being sued by a member of the public (who could be a guest, trades parson or a passer-by) who has been injured or had their property damaged, in or around your property, which they may believe to be attributable to some negligence on your part.
Loss of rental income
In certain circumstances if you have to cancel bookings because you are carrying out repairs to damage caused by insured events – fire, floods and the like, some overseas property cover policies may offer loss of rental income compensation
Looking for Overseas Holiday Home Insurance?Click on a flag to request
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